diff --git a/packages/trpc/server/routers/viewer/payments/chargeCard.handler.ts b/packages/trpc/server/routers/viewer/payments/chargeCard.handler.ts
index 2821f8e822..98d177e482 100644
--- a/packages/trpc/server/routers/viewer/payments/chargeCard.handler.ts
+++ b/packages/trpc/server/routers/viewer/payments/chargeCard.handler.ts
@@ -85,6 +85,19 @@ export const chargeCardHandler = async ({ ctx, input }: ChargeCardHandlerOptions
     ? { teamId: booking.eventType.teamId }
     : { userId: ctx.user.id };
 
+  if (booking.eventType?.teamId) {
+    const userIsInTeam = await prisma.membership.findFirst({
+      where: {
+        userId: ctx.user.id,
+        teamId: booking.eventType?.teamId,
+      },
+    });
+
+    if (!userIsInTeam) {
+      throw new TRPCError({ code: "UNAUTHORIZED", message: "User is not in team" });
+    }
+  }
+
   const paymentCredential = await prisma.credential.findFirst({
     where: {
       ...idToSearchObject,